Goals Update: March, 2011
Better late than never right? I obviously can’t believe March is over, and I’m terribly behind.
We have saved an additional 1% in our House Account! We are at 54% saved!
We haven’t filed our taxes so the big refund deposit isn’t there yet. I’m anxious about filing still, but haven’t been able to make it a priority yet.
Brian asked mea few days ago why I haven’t contributed to our House Account all year. Well, things just KEEP coming up. I took two classes for the Spring II semester, so I had to come up with an extra $1000 for tuition. On top of that, I also had to buy a second book. I spent $300 on books this semester- thanks in part to $90 I had on Amazon.com giftcards that I had earned from Swagbucks! But it was $90 less than I had to spend out of our account.
To top it off, I found out at my last oil change I needed new tires. Thankfully, a friend of mine who works at a tire place was having a friends and family deal and he saved me $200 on my four tires. $200 is a LOT of money to me- so I am extremely thankful.
Last, but not least, Brian reminded me he had to pay his union dues this month. So I again have to transfer extra money from my account to our account to pay for something I had completely spaced on needing to pay.
Hopefully, next month is better for us!
We paid off an additional 1% of our outstanding debt! We have paid off 88% of debt!
At least this month we managed to pay off a little bit of debt!
Starting this month I am breaking down our types of debt.
Credit Card debt- we have paid off a total of 30% since we started tracking in July, 2010. Maybe I should say have 30% less debt BECAUSE we all know Brian and I have made credit purchases over the last year.
Brian bought an iPad this month. I had been saying no, and I finally said yes. He ordered it and locked in 18 months 0% financing so when it arrived this month he picked it up the same day.
Kubota- We have paid off 53% of this loan since starting in July, 2010. It should be gone by November! This is our lawnmower. Brian had to be prepared and buy the biggest mower he could find. It is funny now but hopefully worth it when we have a huge yard for him to mow.
Student debt- we have paid off 4% since starting in July, 2010. This is a combination of student loans, and student reimbursement repayment (IF I should happen to change jobs before I work off the reimbursement from my current job). The longer I stay in school, the less likely this amount will decrease much. The good news is that the loans are decreasing, and we aren’t getting any more loans. It is the reimbursement aspect from my work that keeps going up.
There you have our March progress report. Hopefully you have a better picture of WHY our debt isn’t decreasing much. We are making real progress on the Kubota and Credit Cards it is the darn student debt that is keeping us from looking like we’ve made progress.