Yearly Expenses- 4th quarter

I’ve been thinking about the ‘big’ bills that come in the last quarter for us every year. Since we are in September, I thought I should make a list and then make sure we will have the cash to cover those bills.

1. Union Dues- $360 (we pay Hubby’s hall dues every 6 months). Due at the end of September.

2. Insurance- $1200 every 6 months. Due in November

3. Property Taxes- $1600 yearly. Due in November

4. Christmas Shopping – I haven’t started this yet. But I need to start making a list. Depending on how much I can pick up now, will depend on how much our final budget will be.

Here’s hoping we can keep my ‘extra’ check in September to cover some of that! AND that we don’t let Christmas get too out of hand (the grandparents take care of the spoiling for us).